Uganda + 3 more

Baseline survey in Oruchinga refugee settlement (October November 2018) - Financial inclusion and digital cash transfers


Overview of Results

In line with the UNHCR strategy for institutionalization of CBIs in its operations, UNHCR in Uganda plans to pilot a multi-purpose cash grant (MPG) for PSN households to cover basic needs starting with Oruchinga settlement. Oruchinga refugee settlement consists of refugees from mainly three countries of origin i.e Congo, Rwanda and Burundi. Prior feasibility assessments and market monitoring indicated that the settlement exhibits conditions conducive for the introduction of cash based transfers. A total of 254 households were identified basing on the criteria discussed and agreed for targeting PSNs for the MPG.

A detailed household baseline survey was conducted from October 1st to 8th 2018 in order to get a clearer understanding of the households’ situation before the disbursement of the cash grant. Using 95% confidence level and a confidence interval of 7, a total representative sample of 111 households was selected for the baseline survey.

The following were the key findings from the baseline;

 Considerably large household sizes averaging 5.38 (4.85 – 5.92 95% CI).

 Larger households are more food insecure compared to small sized households.

 Disagreement on use of cash was totally non-existent in households where joint decision making between the male and female household head or the whole household were used to decide on cash usage.

 Informal income generating activities like casual labour was found to be the major source of household income or support however it is worth noting that among the top five included loans, savings and sale of humanitarian assistance like food and NFIs.

 Over 95% of the households are able to access items in the market in the right quality and quantity that they desire.

 None of the households was able to meet all of their basic needs.

 Around 95% of the households reported having resorted to a negative coping strategy 4 weeks preceding the survey.

 Households’ coping strategy index had no relationship with sex of the household head however was found to have significant association with negative coping strategies and number of income sources.

 Results revealed that having access to micro-credit significantly reduces household CSI on average by 17.6 times (p<0.05).

Lessons and recommendations

 Sensitization of households on the importance of joint decision making on cash usage is paramount in minimizing or eliminating occurrence of disagreements between households which could further become drivers of Gender Based Violence (GBV) among persons of concern (PoCs).

 Improving household access to micro credit through financial inclusion programmes has been revealed as a major pathway which can lead PoCs to sustainable solutions as results show a very strong effect of micro-credit on food security.