Many in Jamaliah's position resort to loan sharks for capital, but have to pay high interest rates and repay the loan in daily or weekly installments. Five years after the tsunami, it becomes more apparent that the need for access to finance or capital is growing in both Aceh and Nias. Physical reconstruction in the two provinces - houses, roads, bridges, schools, markets, etc. - is nearing completion, but moving forward much work still needs to be done to revive and revitalize the economy in Aceh and Nias.
The Multi Donor Fund for Aceh and Nias, under the World Bank's management, remains committed to supporting this final phase of development until the end of 2012. ''Our focus is now on capacity building for institutions and emphasizing on sustainable economic development,'' said Joachim von Amsberg, World Bank Country Director for Indonesia during the launch of the MDF's Annual Progress Report for 2009. The Agency for Rehabilitation and Reconstruction for Aceh & Nias (BRR) showed tremendous leadership in coordinating the US$7 billion reconstruction effort. After the BRR's mandate ended April 2009, local government and BAPPENAS (National Development Planning Agency) took over the lead in Aceh and Nias's development.
''The MDF has helped the government reach its reconstruction targets as outlined in the Master Plan for Aceh-Nias. Under government leadership, the MDF has proven to be a good instrument for harmonizing donor support for local priorities'', according to Suprayoga Hadi, Director of Special and Disadvantaged Areas, BAPPENAS. ''Together we are now working to ensure the sustainability of the assets being transferred - physical as well as knowledge - for better economic development impact.''
The Aceh provincial government now jointly leads the MDF, to ensure reconstruction remains responsive to local needs and priorities and strengthens capacity to carry out accelerated development. ''The Government of Aceh continues to play a strong role in the MDF to guide the overall focus of its reconstruction assistance,'' says said Vice Governor of Aceh, M. Nazar.
The MDF has committed US$ 601 million to 22 projects in five key areas. This includes supporting the recovery of communities through addressing gaps in the reconstruction of housing and community infrastructure, and also in rebuilding and rehabilitating large scale infrastructure and transportation networks. The MDF has also made significant contributions to the overall reconstruction of Aceh and Nias through support for governance and capacity development at multiple levels. Cross-cutting concerns such as environmental sustainability and support for livelihoods have also been an important focus of MDF efforts, in line with the Government's own reconstruction and development agenda. As the reconstruction winds down, the MDF continues its commitment to Aceh and Nias through scaling up its support for improving economic opportunities and livelihoods to strengthen the recovery process.
With the plans to improve economic and livelihood opportunities, the pleas from the people of Aceh and Nias as such Jamaliah and her children is hoped to be realized.